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Do you need workers’ compensation insurance for you business in Florida

In Florida if your business is not in the construction industry and you have four or more regular employees you are required by law to have workers’ compensation insurance. Whether a person working for your business qualifies as an employee for workers’ compensation purposes and whether an owner or worker qualifies for an exemption is an assessment to perform with your attorney before you receive a stop-work order or records request from the Division of Worker’s Compensation of the Department of Financial Services. Take the opportunity to assess your coverage obligation now This article is designed to inform business owners of the workers’ compensation insurance requirements in Florida so they can determine if they need to evaluate their business for coverage or obtain coverage. This article is not intended to analyze any particular business nor does it address the workers’ compensation claims process. The time for any business to determine whether it is obligated to have workers’ comp...